Monthly newsletter – October 2022

The promise of having time for yourself AND enough money to finally turn your dreams into reality—to do all the things you've been meaning to do but had to put off because you didn't have the time, the kids were too young, you had to do this or pay that ...

To cross the finish line in good financial shape, you need to have prepared, planned your life post-retirement and made decisions decades earlier so you can reap the benefits of all your hard work.

October, which is a retirement planning month in Quebec, is the perfect time for a financial check-up. Whether you're in the planning - External link. This link opens in a new window. phase or you're already retired, you need to consider multiple factors - External link. This link opens in a new window., including inflation, unexpected expenses and your budget - External link. This link opens in a new window..

A good starting point is to review your Québec Pension Plan - External link. This link opens in a new window. statements.

We hear a lot about financial and tax planning for retirement, but people don't talk as much about the psychological side - External link. This link opens in a new window.of transitioning from work to retirement. It's important to understand this if you want to take full advantage of a long retirement!

As wealth managers, we have the right skills to guide you to your objective, despite market turbulence and life's uncertainties.

Return On Investment (ROI)

Return on investment (ROI) is a metric used to understand the profitability of an investment. ROI compares how much you paid for an investment to how much you earned to evaluate its efficiency. Let’s take a look at how it's used by both individual investors and businesses.

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ESG as Process Versus ESG as Product

One way to clear up some of the confusion surrounding environmental, social, and governance investing is to distinguish between ESG as process and ESG as product.

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Each Desjardins Securities advisor named on the front page of this document, or at the beginning of any subsection hereof, hereby certifies that the recommendations and opinions expressed herein accurately reflect such advisor’s personal views about the company and securities that are the subject of this publication and all other companies and securities mentioned in this publication that are covered by such advisor. Desjardins Securities may have previously published other opinions, including ones contrary to those expressed herein. Such opinions reflect the different points of view, assumptions and analysis methods of the advisors who authored them. Before making an investment decision on the basis of any recommendation made in this document, the recipient should consider whether such recommendation is appropriate, given the recipient’s particular investment needs, objectives and financial circumstances.