Monthly newsletter — March 2024

March is a big month for a number of reasons. The days are getting longer, for one, and it's also spring break time for families with kids in school. For many of us, it's time to start thinking about our taxes, too.

Here are some key dates and new things to know about for 2024:

February 19: The first day of the tax season
April 30: The deadline for most taxpayers to file their taxes
June 15: The last day for self-employed workers to file their taxes

Some new things to be aware of are the multigenerational home renovation tax credit and lower credit card transaction fees for small businesses.

Want to learn more about taxes? The Government of Canada has a series of podcasts, including one about how to prepare for tax season.

Until next time!

RRSPs and TFSAs: Making your money work for you

Reaching your financial goals takes work. Thankfully, government tax-sheltered savings accounts can help you get there. More specifically, registered savings vehicles make it possible to defer or eliminate the taxes you'll have to pay on investment earnings and compound interest. They can also help reduce your taxable income. Two key players are Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs), which are designed to help Canadians reach financial objectives such as buying a home, saving for a wedding or retiring with peace of mind.

Read the article - External link.

Why it’s better to exercise before breakfast

People who are overweight or obese are often told they should exercise to reduce their risk of developing type 2 diabetes and cardiovascular disease. But there are only so many hours in a day, and people don’t always have time to exercise as much as they would like. That’s why finding ways to increase the health benefits of exercise is so important. Recent research shows that the time of day when you exercise matters. More specifically, you might be able to get away with exercising less, which can be a big help when family and work obligations always seem to get in the way.

Read the article - External link.

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