Monthly newsletter — December 2024

Dear Investor,

2024 is almost over! It can’t end soon enough for some, while others wish they could tack on another month ...

It was a bumpy year that saw things slowly moving back to normal.

On the upside, rate cuts gave borrowers a little breathing room, and markets finally got their groove back. This 2024 overview (in French only) sums it up well.

On a lighter note, Google has revealed its 2024 search rankings. The most common queries were the American elections, heat waves and the Olympics.

The term “brain rot” was named the Oxford Word of the Year. Wondering what that is? You can read all about it here.

We hope you’ll get your Christmas card on time, now that Canada Post workers are back on the job. We wish you wonderful holidays with your loved ones. May the festive season bring you comfort and joy.

Thanks for your trust and talk to you in the new year!

What Canadian finance pros need to know about money and mental health

Talking about money can be loaded with emotions. In fact, 44% of Canadians said money is one of the big topics that they fret over, according to the 2024 Financial Stress Index. Nearly half of those surveyed say they lose sleep over money troubles. Any divorce lawyer will tell you that money issues are often a big factor in the dissolution of a marriage.

Read the article - External link.

Quebec to drop withdrawal limit for LIFs in 2025

Beginning Jan. 1, 2025, Quebec will allow those aged 55 or older to withdraw up to the entire value of their provincially regulated life income fund (LIF) as part of a broader set of changes the province is making to its pension plan regulations.

Read the article - External link.

Flight cancellation or delay, lost baggage: What to know?

Is your flight cancelled or delayed? Lost your luggage? Here’s some important information from the Traveler’s Charter.

Read the article - External link.

Each Desjardins Securities advisor named on the front page of this document, or at the beginning of any subsection hereof, hereby certifies that the recommendations and opinions expressed herein accurately reflect such advisor’s personal views about the company and securities that are the subject of this publication and all other companies and securities mentioned in this publication that are covered by such advisor. Desjardins Securities may have previously published other opinions, including ones contrary to those expressed herein. Such opinions reflect the different points of view, assumptions and analysis methods of the advisors who authored them. Before making an investment decision on the basis of any recommendation made in this document, the recipient should consider whether such recommendation is appropriate, given the recipient’s particular investment needs, objectives and financial circumstances.