Our Products and Services

The roots – Planning to meet your needs

A vine can only grow strong and healthy if it's firmly anchored in soil that is rich in nutrients. The same goes for wealth management, where it's essential to meet your basic needs regarding:

• Financial planning^{note de bas de page 1}
• Banking services and solutions^{note de bas de page 1}
• Personal insurance^{note de bas de page 1}

The trunk – Implementing strategies

The trunk is the body of the vine. It is strong, protects against the elements and transports nutrients to the leaves and flowers, and ultimately to the fruit. In wealth management, the trunk permits the implementation of:

• Tax strategies
• Strategies for building capital
• Guidelines for managing investments

We know that adapting to changes in your life is vital to ensure maximum growth. Much like the vine, whose growth can be affected by the changing seasons and weather, your wealth management needs to be adjusted over time.

The fruit – Reaping the harvest

The fruit represents the culmination of the vine's long growth process. Similarly, after years of growth, we can harvest the fruit produced by the sound management of your wealth and take advantage of the results of your capital accumulation. The strategies put in place at this time will help you determine how to:

• Take full advantage
• Pass the benefits on to your estate, and in some cases, to charities.

Harvesting the fruit, an important stage in wealth management, is only possible with solid foundations: the roots and trunk.

The rootstock – Capital preservation and intergenerational transfer

To ensure the longevity of a vine and the proper circulation of nutrients and water, you need a strong, well-anchored rootstock. To our minds, the rootstalk provides a perfect analogy of investment management. Building a solid portfolio requires:

• Several protective layers or filters before we make the final choice
• Going through several stages and ensuring consistency in our selections

Advantageous compensation adapted to suit you

Our services are compensated according to a fee-based formula, which offers numerous advantages for both you and us. We all gain from it!

Foreseeable and with “no surprises,” our fees cover all our wealth management services and are calculated based on your total asset value. You can also reduce the rate you pay by combining your portfolio with those of your family members.

Fees charged on a non-registered account are tax-deductible.